Functional Lead, Commercial Banking

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Job Title: Functional Lead, Commercial Banking

Company Name:	Deloitte
Location:	Costa Mesa, CA
Position Type:	Full Time
Post Date:	05/03/2026
Expire Date:	06/02/2026
Job Categories:	Banking, Consulting Services, Engineering, Finance/Economics, Financial Services, Sports and Recreation, Executive Management, Entrepreneurship

Job Description

Functional Lead, Commercial Banking
Position Summary

Join our AI & Engineering team in transforming technology platforms, driving innovation, and helping make a significant impact on our clients' success. You'll work alongside talented professionals reimagining and re-engineering operations and processes that are critical to businesses. Your contributions can help clients improve financial performance, accelerate new digital ventures, and fuel growth through innovation.

Work You'll Do

The ideal candidate will be curious, analytical, and confident, with a natural drive exceed immediate project requirements and overcome obstacles. A genuine passion for the financial services industry, combined with relationship-building, leadership, and communication skills will be critical to success. Candidates should be energized by continuous personal improvement, proactively seeking out new skills and perspectives, exhibiting openness to coaching from senior colleagues, and contributing to the development of junior staff.

Your role

As an Industry Solutions, Banking & Capital Markets Senior Consultant you will work on engagements in a team-based environment, partnering directly with clients, fellow Industry Solutions professionals, and Deloitte consultants from complementary disciplines. As a Senior Consultant, you will lead Commercial Banking functional workstreams on large-scale banking transformation programs, translating complex business requirements into actionable solution designs while bridging the gap between business stakeholders and technology implementation teams. You will work directly with commercial lending officers, treasury managers, and credit risk professionals to understand their work and help synthesize those across: current state understandings, target state hypothesis, process documentation, requirements, and / or and platform configuration decisions that drive measurable outcomes. You will help present your team's findings to senior client stakeholders, implement recommendations, and begin to build long-term trusted advisor relationships with client counterparts.

The Team

Our Industry Solutions offering provides verticalized solutions that transform how clients sell products, deliver services, generate growth, and execute mission-critical operations. We deliver integrated business expertise with scalable, repeatable technology solutions specifically engineered for each sector.

Who we serve

Deloitte's Financial Services Industry consulting practice is the largest in the world, serving over 90% of Fortune 500 banking, insurance, securities, investment management, and real estate companies.

Qualifications

Required

Bachelor's degree in relevant field (e.g., Business, Finance, or related discipline)
5+ years in financial services industry or management consulting, with a significant focus on commercial banking operations, products, or technology
Strong understanding of Commercial Banking business domains, including commercial lending lifecycle (origination, underwriting, closing, servicing, workout), treasury and cash management products, and deposit operations from at least 1 of your previous roles
2+ year proven track record of leading functional workstreams on transformation, technology implementation, or operational improvement programs within Commercial Banking environments
2+ years of experience working within Agile or SAFe frameworks on large-scale technology programs
Ability to travel up to 50%, on average, based on the work you do and the clients and industries/sectors you serve

Preferred

Ability to synthesize complex information into clear, concise, and compelling communications, including executive-ready presentations for both business and technical audiences
Exceptional quantitative and qualitative problem-solving skills
Advanced degree (e.g., MBA, M.S. Engineering, or equivalent) or relevant professional certification (e.g., PMP, Six Sigma, Lean)
Experience with financial services sector technology platforms and digital innovation
Hands-on experience with commercial lending or core banking platforms
Hands-on experience with facilitating large design workshops to help understand current state and target state design requirements
Deep understanding of platform implementation and the end-to-end SDLC, with experience defining go live sequencing, translating business requirements into technical specifications, and driving delivery in agile environments
Demonstrated ability to build trusted relationships with mid-to-senior-level banking professionals and influence without authority

The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Deloitte, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $107,600 to $198,400.

You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.

Information for applicants with a need for accommodation: [1] https://www2.d el oitte.com/us/e n/pages/career s/articles/joi n-deloitte-ass istance-for-di sabled-applica nts.html

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1. https://www2.d el oitte.com/us/e n/pages/career s/articles/joi n-deloitte-ass istance-for-di sabled-applica nts.html

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